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Christmas can be a real budget breaker. But with some planning and strategy, you can keep Christmas from breaking the bank. Here are 9 tips to help you out. Find them out inside...
If you've recently gone on a spending diet and are trying to stick to a budget, don't feel like the Lone Ranger if you're having trouble. Most people have a lot of difficulty creating and sticking to a balanced budget. They might come up with one easily enough that looks good on paper, but putting it into practice is another story. If you're trying to get out of debt and build wealth but you're struggling with a budget that is out of control, I have some good news for you. You can get your budget under control, and I'm going to give you 5 keys for doing just that.Read more inside...
Over the years, some people have said that I spend too much time talking about and thinking about style. These individuals say that what is important is not the "style" but the "content." They argue that one of the greatest problems with most preaching [especiallay African American] is spending too much time worrying about the style. Find out more inside...
Spending on Christmas gifts seems to pose the greatest challenge-usually for no long-term benefit. For instance, what were the three most memorable gifts that you received for Christmas last year? Can't remember? I assure you that the people to whom you gave gifts will have the same problem recalling them. So, if the gifts are not that easily recalled why put yourself in the position of having to remember them each month when you make that credit card payment? Why give a gift that keeps on costing? Instead, give something simple from your heart. Learn more inside...
Spending on Christmas gifts seems to pose the greatest challenge-usually for no long-term benefit. For instance, what were the three most memorable gifts that you received for Christmas last year? Can't remember? I assure you that the people to whom you gave gifts will have the same problem recalling them. So, if the gifts are not that easily recalled why put yourself in the position of having to remember them each month when you make that credit card payment? Why give a gift that keeps on costing? Instead, give something simple from your heart. Learn more inside...
What separates Martha from her sister Mary is that Martha did not order her time by her priorities. She may have sincerely thought that welcoming Jesus was most important, but her behavior did not reflect that. It's as if she had a choice of visiting with Jesus or vacuuming, and she chose the vacuum. It's not that Mary didn't help out with the chores. I believe she did-perhaps she did the dishes before Jesus arrived. But once Jesus set foot in their home, Mary dropped the busy work in favor of what really mattered-spending quality time with her Lord. Read more inside...
Despite my admonitions, a single overriding emotion can cause anybody to abandon sound financial judgment. Let me share seven emotions that may cause you to spend in an unwise manner and some ways of dealing with them.
As we observe the economic challenges our nation is currently experiencing, we've all had to modify our spending habits or budgets in one way or the other. Well, PreachingWoman.com has partnered with nationally acclaimed financial advisor, Deborah Smith Pegues to help you get your finances under control in 30 days.